• Fees and Charges: Each loan is subject to a fee of $15.00 per $100.00 borrowed and there is no additional fee other than that.

   

• Repayment Plans: We have two repayment plans you can choose from in order to find one that suits you best.

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Cash advance: You can pay back your loan on contract payment date in one single lump-sum payment.   

 

Example: For a $300.00 loan, a total cost of loan is $345.00 which can be paid at the end of the loan term in one single payment with maximum APR 391.07%.

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OR

 

Flex pay: You pay back your loan in 2 or 3 equal payments* on your next upcoming payment days upto 62 days after you are approved, allows you to have more time to repay your loan while paying no additional interest. 

 

Example: If you have monthly pay and you take $300.00 loan then maximum total cost of the loan is $345.00 which can be paid with payment of $172.50 on 31st day and another payment of $172.50 can be paid on 62 day of the loan with minimum APR 88.31%.

 

Regardless of which of the above choice is made, the interest rate on the loan will remain the same.

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• No Credit Checks: We do not credit check. 

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• Protected and Private: We use the most advanced and protected internet encryption technology to keep safe your privacy.

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• Use Caution: We advocate for responsible borrowing. While our services provide valuable assistance in times of need, it's important to note that the interest rates are higher compared to local banks. Utilize them as a last resort and sparingly. When used responsibly, they can be an optimal choice for your financial situation. However, taking on multiple short-term loans concurrently may lead to significant financial challenges and excessive debt.